Arena today In play3 10:07 WAT18+
NPFL Sun 20 Sep 2026 Full time
2–1
Half-time 0–0

Bendel Insurance

WDWLW
62%P(1)23%P(X)16%P(2)
λ home
1.97
λ away
0.89
Σλ total
2.86
P(over 2.5)
46%
P(BTTS)
49%
Modal score
1–0 11.3%

Ranchers Bees vs Bendel Insurance prediction & xG model: Ranchers Bees to win

Graded on the 90-minute score: the pick landed ✓

Model sheet

How the numbers for Ranchers Bees v Bendel Insurance are calculated

Every figure on this page comes from the steps below – nothing is adjusted by hand.

1

Expected goals (λ)

Ratings fitted to league results (10 and 21 matches). 1.00 = average attack or defence.

League avg goalsAttackOpp. defenceλ (ratings)
Ranchers Bees (home)1.620.861.091.52
Bendel Insurance (away)0.741.341.041.03

λhome = μhome × Atthome × Defaway = 1.62 × 0.86 × 1.09 ≈ 1.52

Total-goals sourceEstimateWeight
Team ratings2.5445%
Statistical xG feed3.6725%
Over/under 2.5 price2.1930%
Blended total λ2.86100%

Split by team strength and the 1X2 balance → λhome = 1.97, λaway = 0.89

2

Poisson goal distributions

P(k goals) = e−λ · λk ÷ k!

Ranchers Bees λ = 1.97
013.9%
127.4%
227.1%
317.8%
48.8%
5+5.0%
Bendel Insurance λ = 0.89
041.1%
136.5%
216.3%
34.8%
41.1%
5+0.2%
3

Score grid

Each cell = P(home goals) × P(away goals). Below the diagonal is a home win, the diagonal a draw, above it an away win.

Ran \ Ben012345+
05.75.12.30.7··
111104.51.3··
2119.94.41.3··
37.36.52.90.9··
43.63.21.4···
5+2.11.80.8···
Σ home-win cells
62.7%
Σ draw cells
21.1%
Σ away-win cells
16.2%
Most probable score
1–0 · 11.3%
4

Blending with the market

Our ratings grid is combined with the statistical feed (60 / 40), then blended with the bookmaker's margin-free probabilities (58 / 42) so late team news is not missed.

OutcomeRatingsFeedMarket*Final
1 Ranchers Bees47.7%67.0%55.0%62.0%
X Draw27.1%18.0%28.8%22.5%
2 Bendel Insurance25.2%15.0%16.2%15.5%

Bookmaker margin (overround) on 1X2: Σ(1 ÷ odds) = 1.122 → 12.2% removed before blending (*market column).

5

Every market: fair odds, implied probability and EV

Fair odds = 1 ÷ p · Implied = 1 ÷ odds (margin included) · EV = p × odds − 1 · positive EV only when p > implied

SelectionpFairBest oddsImpliedEVAdd
1X2
1 · Ranchers Bees pick62.0%1.611.6261.7%+0.4%
X · Draw22.5%4.443.1032.3%-30.2%
2 · Bendel Insurance15.5%6.455.5018.2%-14.7%
Double chance
1X84.5%1.181.1090.9%-7.1%
X238.0%2.632.1047.6%-20.1%
1277.5%1.291.2878.1%-0.8%
Draw no bet
DNB Ranchers Bees80.0%1.25–––
DNB Bendel Insurance20.0%5.00–––
Goal lines
Over 1.578.0%1.28–––
Under 1.522.0%4.54–––
Over 2.546.0%2.172.5040.0%+15.1%
Under 2.554.0%1.851.5066.7%-19.0%
Over 3.532.2%3.10–––
Under 3.567.8%1.48–––
Both teams to score
BTTS yes48.9%2.05–––
BTTS no51.1%1.96–––
Half-time
HT 145.3%2.21–––
HT X38.9%2.57–––
HT 215.9%6.30–––
6

The selection

Model pickRanchers Bees to win
Probability62.0%
Fair odds1.61
Best odds1.62
EV per unit+0.4%

EV = 0.620 × 1.62 − 1 = +0.004 · Kelly f* = (b·p − q) ÷ b = 0.006 → quarter-Kelly, capped at 2%: 0.2% of bankroll

A guide to sizing, not advice. Graded on the 90-minute score. 18+.

Recent form, in numbers

last 6 matches · 90-minute scores
MetricRanchers BeesBendel Insurance
SequenceLLWLWDWL
Matches26
W-D-L0-0-23-1-2
Points per match0.001.67
Goals for / match1.001.50
Goals against / match3.001.67
Over 2.5100%67%
BTTS100%67%
Clean sheets0%0%
Failed to score0%33%

What the numbers say

by Ade Ola, Winning Arena analyst

1X2 probabilities

Ranchers Bees at 62%: ratings and home advantage combine into a clear edge.

Form

Bendel Insurance, last six: W L W D W L – three wins in total. Latest: 4–2 at home to Kun Khalifat FC. Per match: 1.5 scored, 1.7 conceded. No shut-outs in that run.

Expected goals (xG)

xG Ranchers Bees 1.97 · Bendel Insurance 0.89 · total 2.86. Balanced goal lines: over 2.5 46%, BTTS 49%.

Model selection (graded)

Pre-match selection: Ranchers Bees to win, probability 62%, odds 1.62 v fair 1.61. Most probable score: Ranchers Bees 1–0 Bendel Insurance. Graded at 90 minutes. 18+ – bet within your means.

Head-to-head

Every meeting →

No previous meeting in our data.

NPFL table

League page →
#TeamPWDLGDPts
1Enugu Rangers3819118+2068
2Rivers United3819109+1367
3Shooting Stars3818614+160
4Ikorodu City38161012+458
5Nasarawa United3816814+356
6Abia Warriors3816715-355
7Bendel Insurance37131410+553
8Barau FC38131312+452
9Katsina United37141013-252
10Kano Pillars3815617-251
11Plateau United3815518-150
12Kwara United38131114-150
13Enyimba38131015+249
14Kun Khalifat FC38131015-149
15Warri Wolves38131015-549
16Niger Tornadoes3813916+148
17Remo Stars3814519-547
18El Kanemi Warriors3813817-1647
19Bayelsa United38111017-543
20Wikki Tourist3891316-1240

More NPFL predictions

League page →

Frequently asked questions

What is the Winning Arena prediction for Ranchers Bees vs Bendel Insurance?

The Model pick is Ranchers Bees to win with a model probability of 62, priced around 1.62 by the bookmakers.

What are the Ranchers Bees v Bendel Insurance probabilities?

Ranchers Bees win 62%, draw 23%, Bendel Insurance win 16%.

What is the most probable score for Ranchers Bees vs Bendel Insurance?

Ranchers Bees 1–0 Bendel Insurance is the highest cell in the Poisson grid.

What is the xG for Ranchers Bees vs Bendel Insurance?

Ranchers Bees 1.97, Bendel Insurance 0.89 – over 2.5 at 46%, BTTS at 49%.

What time is Ranchers Bees vs Bendel Insurance?

Sunday 20 September 2026, 16:00 WAT – NPFL.